PayNow for StripeAn Easy Way to Make PaymentsPayNow for Stripe is the minimalistic point of sales application that has made it for users to collect and accept payment on their phone. Available on both the platforms Android and iOS, the app makes use of stripe for processing the payment.DetailsApp Type: POS AppLanguage: Swift and JavaTechnology: iOS and AndroidCountry: Australia Talk to Our Expert Now About PayNowPayNow is the minimalistic point of sales app, allowing its customers to collect and accept payment on their phone. It is available on both Android and iOS platform and uses stripe for processing the payment. The app targets small vendors, service providers, food delivery vendors and other such vendors and enables them to collect payment from their customers directly using the card.How did our client get the idea?Our client has a background of software development and she figured-out a gap while making a payment whenever any customer does not have the cash to pay for the bill. She thought there could be an easy way to solve this problem and came to us. How did our client approach us?As she has already worked with us for her 2 to 3 projects and was pretty impressed with the service that we provided, so she directly came to us with the problem. She described the entire problem to us.What was the proposed solution?We built a mobile payment app that detects credit card details using NFC or camera and processes the payment using Stripe for secure transaction.In short, PayNow, mobile payment collection app, helps vendors to accept payments from their customers without paying higher fees. Were there any technical challenges?According to client’s requirement, the client was charging a 10% commission on each transaction that was happening on the platform. At that time, stripe did not support dividing payment into two and transferring the money into different accounts.To solve the above-stated challenge, we contacted stripe customer support and described them our situation. After that, they helped us by providing support and necessary APIs to achieve the goal. Key features of PayNow App Quick and easy way to take card paymentJust enter your pin and customers card details and you can take the payment securely via stripe. And the money reflects in your account within 2 days. Supports NFC tap paymentSimply tap any card with the PayWave/PayPass logo to the back of your NFC capable device until it beeps and your card details will be filled automatically. Supports device camera to populateScan the card using a device’s camera and the app will automatically detect card details and populate those details for the payment. SecurityThis online payment app is highly secure because no card details are ever stored on the platform. The mobile app uses stripe APIs to pass the card details to stripe servers where it is securely processed for the transaction.Do you also want to develop a point of sale application including these features? Do you have any other feature in mind to include? Book your free consultation now and discuss it with our experts.Expert ConsultationApp Development of PayNow ApplicationOur client had an experience of working with us, so we immediately started working on the project. We started working on the Android app for POC and assigned one Android engineer with more than 4 years of experience in the Android app development industry.However, our developer spent some time researching on how to integrate NFC, Stripe SDK and Camera features in a way that is feasible and scalable for future enhancements. Once the Android app was successfully completed, we delivered it to our client for her approval.After her approval, we started working on the iOS application once POC was done by the client. We assigned one of our experienced iOS developers with 3+ years of experience in iOS app development industry. Keeping Android app as a reference point, our iPhone developer was able to deliver this credit card payment app on the iOS platform in short span of time to our client. Here’re the tools and technologies we used while developing this payment app for Android and iOS.TechnologiesProgramming Language: Swift 4 JavaIDE: xcode Android StudioFramework: MVC (Model-View-Controller)Third-Party Libraries and SDKStripe SDK for payment processing and dividing the payment into two parts and transferring to respective accounts.Card.io for scanning credit card details using the device’s camera.EMV-NFC-Paycard-Enrollment an open source library to read and extract data from NFC EMV credit card.Firebase to collect usage and behavior data for the app.Retrofit(Android)/Alamofire(iOS) for managing network calls to our server For eg. Sending transaction details and fetching user information.Future Scope of ProjectSome of the additional features that can be built in the app Transaction historyUsers can see all the transactions that they have done on the app. InventoryUsers can manage their inventory on the app itself and generate/send invoices using the mobile app. Pay via linkUsers who cannot be physically present for sale can share a link to customer and collect payment using that.ResultAfter understanding our client’s requirements and with the help of stripe support, our mobile app developers successfully developed the PayNow app, which helps users to successfully receive payments from customers using their card from their mobile. This NFC payment app is used by over half a million users across the globe and listed in the top 10 mobile apps in local play store market. On average, 5 million US dollar transactions every month happen using this app.Appreciation from ClientsSpace-O helped to design the app in a very user-friendly way. They helped us to navigate solutions for the app.I would like to thank the entire Space-O team for helping us with our photo editing app. We have been working with other developing teams before, and we were able to find Space-O. And all the other developers failed to deliver all great working apps for us. Space-O helped to design the app in a very user-friendly way. They helped us to navigate solutions for the app. And overall went above and beyond with our request.SteveUSAThey were highly recommended to me by my mentor and I am so glad that I chose to work with them.This was the first app I’ve ever developed and they been extremely helpful every step of the way, answering questions, writing recommendations, and tips. If you’re looking for a high-quality app, definitely go with Space-O technologies.Olivia GrandeUSAWe were all quite demanding in terms of quality, but Space-O has managed to go beyond, to fulfill our expectations.When we started 2 years ago, the main struggle was to find the right developing team, because the problem was we were all quite demanding in terms of quality. And, this showed that we were able to develop some successful apps. But, this would not have been possible without Space-O.KavehUKDouglas LaverAustraliaThe Space-O team were great to work with. Every part of the process went as per the agreed schedule, and the finished prototype met, and in most cases, exceeded my expectations. While Space-O wasn’t the most price competitive of the quotes I received, the quality of their work, professionalism, and product, was well worth the additional cost. Highly recommend, and will continue to use their services for future projects.PhilipUnited KingdomThey performed in all aspects excellently. They have given well-appreciated discounts at various stages of the project and also with suggestions that saved cost. When it comes to delivering, they were always ahead of time. We don’t know how they do that but that’s very impressive. Their agility and customer support is on a different level, well appreciated.Ashton AsherianUSASpace-O Technologies showed genuine interest in the project. The efficient team delivered quality results at a cost-effective price. We wanted to develop a minimum viable product that would be ready for scalability. It was a great experience working with them. We are so happy that we had the chance to meet Space-O. We love their work. Their project management and structure were amazing. The team loved what they were doing. There was passion behind every single piece of work.