Let’s Discuss Your Fintech Project

Our Valuable Clients

Services We Provide for Developing Custom Finance Software

Our services for custom financial software development cover a range of solutions tailored to enhance efficiency and security in financial operations.

Custom Fintech Solution Development

Custom Fintech Solution Development

We build secure, scalable fintech web and mobile applications leveraging technologies like predictive analytics, AI, and ML. Our applications help optimize treasury management, risk modeling, compliance, and other financial operations.

Legacy Finance Software Modernization

Legacy Finance Software Modernization

We upgrade legacy core banking platforms with open API architecture, microservices, data lakes, and other technologies. Our solutions consolidate siloed systems, digitize manual processes, and deliver customized digital experience modules

Fintech Software Consulting

Fintech Software Consulting

We offer consulting around emerging technologies like insurance telematics, trading algorithms, and more to ideate digital products. We evaluate solution designs and technology stacks along with agile implementation roadmaps tailored to business needs.

Clients Love Space-O Technologies

Partnering with Space-O to build our mobile stock trading app was the best technology decision we made. The intuitive and blazing-fast app has increased our active trader base by 2x and order volumes by 30% in just 8 months. What matters most is their unrelenting focus on understanding our business KPIs.

Arthur Hartwig


CTO, Zentrade Securities

Arthur Hartwig

Top Financial Software Development Services Provider

As a top-tier finance solution development partner, our team combines technical expertise with innovative strategies to create custom financial software solutions.

What truly differentiates us is our expertise in leveraging Node.js to enhance and expand your existing systems and applications. We specialize in integrating Node.js with legacy systems, cloud platforms, APIs, microservices, and more to boost capabilities and performance.

Key areas of our expertise include:

  • We prioritize the safety of financial transactions by implementing robust security protocols like end-to-end encryption and two-factor authentication, ensuring compliance with global financial standards.
  • Our team excels in crafting AI-driven solutions for predictive analytics, risk assessment, and personalized financial services, enhancing both operational efficiency and customer experience.
  • We specialize in integrating a wide range of banking APIs and third-party services, facilitating smooth and versatile financial operations.

Being a leading software development company, we are committed to delivering solutions that exceed industry standards.

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Custom Financial Software Solutions We Develop

Explore the financial software solutions we design and develop to meet the unique needs of the financial industry.

Digital Lending Platforms

Digital Lending Platforms

We develop online lending platforms comprising flexible loan products, credit decisions, payment integrations, securitization, and omnichannel account access.

Loan Origination Systems

Loan Origination Systems

We build efficient loan origination software for digital application intake, risk modeling, credit assessment, documentation, and status tracking.

Mortgage Loan Systems

Mortgage Loan Systems

We create end-to-end mortgage loan software for rate comparisons, rule-based eligibility checks, closing cost calculations, and banking system interactions.

Mobile Banking Applications

Mobile Banking Applications

We build intuitive, user-friendly native iOS and Android mobile apps for secure banking access enabling transactions, payments, deposits, and account management.

Core Banking Software

Core Banking Software

We implement robust and scalable cloud-based core banking systems with customer-centric accounts management, liability processing, and corporate banking modules.

Insurance Policy Admin Systems

Insurance Policy Admin Systems

We develop configurable insurance policy admin systems including customized product definition, underwriting rules, claims adjudication, and billing.

Trading Platforms

Trading Platforms

We code high-performance, low-latency trading platforms for institutional customers, with real-time analytics, advanced charting tools, and trade life cycle management.

Finance Business Intelligence

Finance Business Intelligence

We deliver finance BI solutions providing data-driven insights, metrics for performance monitoring, risk management, and data visualizations for faster decision-making.

Finance Process Automation

Finance Process Automation

We optimize finance operations by applying process re-engineering principles and automating repetitive manual tasks using cutting-edge robotic process automation tools.

Streamline Your Financial Operations Today

Let’s discuss how our financial software development services help you build custom fintech solutions tailored to your business needs. Partner with us today.

Benefits of Financial Software Development Platform

Get enhanced efficiency, accuracy, and security by developing a custom finance software development platform. Here are the top 6 benefits of developing solutions in the financial industry.

Increases Efficiency

Increases Efficiency

Developing custom finance software reduces manual work and paperwork by automating processes. This saves costs and boosts productivity.

Enhances Security

Enhances Security

Finance software leverages the latest security protocols like encryption, tokenization, and role-based access to ensure data protection.

Improves Compliance

Improves Compliance

Finance systems help track regulatory reforms, ensure compliance with reporting standards, and mitigate risks.

Technologies We Use To Build Financial Software

Frontend Development

We utilize various frontend frameworks such as:

  • HTML/CSS – For markup and styling.
  • JavaScript – For client-side scripting.
  • React – For component-based UI library.
  • Vue.js – For progressive JavaScript framework.
  • Angular – For full-fledged JavaScript framework.
  • Meteor – For real-time web apps.
  • Next – For server-side rendering.
  • Ember – For complex web applications.

Backend Development

We leverage robust backend frameworks including:

  • Node.js – For server-side JavaScript.
  • Python – For versatile programming language.
  • VB.NET – For rapid development on .NET
  • Ruby on Rails – For web app framework.
  • Java – For robust, cross-platform language.
  • ASP.NET – For Microsoft’s web framework.
  • Go – For cloud-native, microservices-based applications.
  • PHP – For building web apps.

Mobile App Development

We build mobile apps using:

  • Swift – For iOS app development.
  • Kotlin – For Android app development.
  • Xamarin – For cross-platform app development.
  • Cordova – For hybrid mobile apps.
  • React Native – For cross-platform mobile apps.
  • Flutter – For cross-platform app development.
  • Ionic – For hybrid mobile app development.

DevOps, Deployment and Hosting

We implement cloud and DevOps tools like:

  • Docker – For containerization.
  • Kubernetes – For container orchestration.
  • Jenkins – For continuous integration.
  • GitLab CI/CD – For CI/CD pipelines.
  • Amazon Web Services (AWS) – For cloud platform.
  • Microsoft Azure – For cloud and services.
  • Google Cloud Platform (GCP) – For cloud infrastructure.
  • NGINX – For web server and proxy.
  • Apache Tomcat – For servlet container.
  • Heroku – For cloud platform.
  • Vagrant – For development environments.

Database Management

We integrate database management systems such as:

  • MySQL – For relational database.
  • PostgreSQL – For open-source RDBMS.
  • SQLite – For embedded RDBMS.
  • MongoDB – For NoSQL database.
  • Redis – For in-memory data store.
  • Azure SQL Database – For cloud database.
  • Microsoft SQL Server – For relational database.
  • Oracle – For enterprise database.
  • Cassandra – For distributed NoSQL database.
  • Apache Hive – For data warehousing.
  • HBase – For distributed database.
  • Apache NiFi – For dataflow management.


We also utilize other technologies such as:

  • Google Analytics – For user tracking.
  • New Relic – For application monitoring.
  • Loggly – For log management.
  • Splunk – For data analysis.
  • GraphQL – For API querying language.
  • WebSockets – For real-time communication.
  • TensorFlow – For machine learning.
  • PyTorch – For deep learning.
  • Git – For distributed version control.
  • GitHub – For Git repository hosting.
  • Bitbucket – For Git repository management.

Our Fintech Software Portfolio

Financial Analytics SaaS Platform

Our team developed a financial analytics SaaS platform to streamline accounting for businesses. The platform aggregates and analyzes financial data from multiple sources, providing a comprehensive view of finances to support decision-making and strategic planning.


  • Integrated Multi-Source Data
  • Dynamic Analytics Dashboard
  • Automated Financial Operations
  • Predictive Financial Insights

Accounting SaaS Platform

Why Choose Space-O Technologies for Fintech Solution Development?

We deliver excellence and reliability every time for every projects. Here are the core reasons:

13+ Years Building Custom Fintech

We have over 13 years of experience building web and mobile fintech applications specifically for banking, insurance, and financial services.

150+ Successfully Delivered Solutions

We have delivered over 150 fintech projects with an on-time and on-budget track record, ensuring predictability for our clients.

Cutting-Edge Tech Capabilities

We build highly secure and scalable fintech solutions leveraging the latest technologies like AI, big data, robotic process automation, and more.

Agile Software Development Process

We follow agile software development processes for adapting to evolving business needs with flexible engagement models.

Speed and Quality Focus

As an ISO 27001 and 9001 certified financial software company, we focus on speed of product development without compromising quality standards and benchmarks.

Fintech Solution Accelerators

With pre-built accelerators and prototypes, we speed up the delivery of fintech apps helping gain a competitive first-mover advantage.

Gain a Competitive Edge By Developing a Custom Fintech Software Solution

We deliver next-gen finance experiences harnessing powerful technologies – mobility, data analytics, AI, and cloud computing. Get rapid ROI on developing custom fintech solutions.

6-Step Process to Build Financial Software

Here is a 6-step process we follow to build financial software solutions:


Define Product Scope

We analyze key financial workflows, data points, regulatory needs, and user journeys to precisely determine solution scope aligned with business goals.


Model Financial Logic

We create process models, define complex calculations, and map accounting rules & quantitative algorithms crucial for finance functions.


Design Optimal Architecture

We determine optimal technology architecture, integrations with banking systems, and data schemes balancing flexibility and risk controls.


Develop with Financial Modules

We rapidly develop reusable, configurable financial modules for core processing needs as building blocks tailored to the product.


Testing & Compliance Rigor

The solution undergoes rigorous testing of balance sheet impacts, transaction integrity, security validations, and financial controls compliance.


Deployment & Value Tracking

We ensure smooth deployment followed by measurement of ROI utilizing metrics around liquidity, risk, compliance, productivity, and other financial KPIs.

We Build Finance Solutions For

Here are some key segments we build custom fintech solutions for:

Banks and Financial Institutions

Banks and Financial Institutions

We build core banking software, lending solutions, payment technologies, regulatory reporting systems, and other innovation apps for banks and financial institutions to improve productivity, security, and compliance.

Insurance Firms

Insurance Firms

We develop customized policy administration systems, claims management platforms, analytics software, and distribution solutions for insurance providers to enhance engagement, risk insights, and process efficiency.

Investment and Trading Companies

Investment and Trading Companies

We construct trading platforms, risk management systems, robo-advisory solutions, alternative investment portals, and other tools for investment firms, wealth managers, and trading companies.

Mortgage Lenders

Mortgage Lenders

We create tailored mortgage lending solutions from origination to servicing, pricing engines, mortgage documents software, and other apps to optimize underwriting and expand reach.

Financial Consultancies

Financial Consultancies

We implement specialized software for financial software development companies like auditing firms, accounting companies, financial planning services, and other consultancies to boost service quality and achieve global delivery.

Financial Technology Startups

Financial Technology Startups

We provide end-to-end development services to design, build, and scale innovative fintech products for startups – right from ideation and prototype creation to cloud deployment and global launch.

Looking for Fintech Software Development?

Leverage our team of highly skilled financial software developers, UI/UX designers, and solutions architects to turn ideas into financial applications. We build, launch, and scale fintech using the latest tech like AI, cloud, and open banking APIs.

Frequently Asked Questions

We actively participate in industry events, stay connected with regulatory agencies, maintain partnerships across fintech vendors, and encourage our teams to continuously skill up on emerging technology innovations.

We are ISO 27001 certified and follow stringent SDLC processes focused on threat modeling, OWASP standards, vulnerability testing, and security controls right from the design stage with regular audits. We also provide compliance consulting services as needed.

We have extensive experience in modernizing legacy financial systems, including core banking, insurance administration, and lending systems. Our approach is grounded in detailed planning, focusing on integration touchpoints, and employing advanced data migration tools, and flexible configurators. We adopt phased rollout strategies to minimize disruptions and ensure a smooth transition to modernized systems.

We steer clear of high-frequency derivatives trading, certain crypto assets, advanced wealth advisory capabilities, and other segments requiring specialized financial licenses or permissions. We are transparent about our experience bounds.

Scalability is at the forefront of our solution design. Our financial software developers create cloud-native architectures, using microservices for flexibility, caching layers for efficiency, and scalable databases. Our capacity planning is aligned with your growth projections, and we conduct thorough load testing before any solution goes live, ensuring seamless scalability.

Our experience with open banking and fintech APIs is comprehensive. We’ve integrated numerous financial applications with open banking APIs and third-party services, enriching them with enhanced capabilities. We stay updated on the evolving API ecosystem, leveraging it to enable embedded finance and other modern fintech functionalities.

We offer a highly flexible engagement model to suit diverse project needs. This includes time & material engagements for agility, fixed-priced models for predictability, and even equity sharing for startups. Our team adapts to your requirements, whether you need staff augmentation, complete project ownership, or anything in between.

Our financial software developer proactively monitors regulatory changes in fintech through our dedicated tech research team. Our compliance checklist, updated per region, guides our system designs. We ensure our solutions have the necessary configurability to adapt to regional and global regulatory changes, maintaining compliance at all times.

Yes, we have various reusable FinTech components, templates, toolkits, and sandboxes that can give your project a rapid headstart while benefiting from our experience with other financial apps.

Integration is a key strength of ours. We specialize in creating software solutions that integrate seamlessly with your existing systems. Our approach includes a thorough analysis of your current infrastructure to ensure compatibility, using APIs and custom middleware solutions to enable smooth integration.

We follow a transparent project management approach, using tools like JIRA and Trello for real-time tracking. Our in-house team provides regular updates and sticks to Agile principles to manage timelines efficiently. Budgets are discussed upfront, and we strive to deliver optimal solutions within the agreed financial parameters.

Absolutely. Our services extend beyond deployment. We offer various support and maintenance packages that include regular updates, bug fixes, performance monitoring, and feature enhancements to ensure your software remains current and efficient.