List of Best Payment Gateway Integration That We Successfully Integrated In Over 500 Mobile Apps

payment gateway integration

Are you planning to develop a mobile app that requires a safe and secure payment gateway integration? You must be facing difficulty in selecting the right payment gateway that is safe and secure. Herein we have listed 5 best payment gateways that we have successfully integrated in more than 500 mobile apps. The listed payment gateways are known for their security and support wide regions. So, let’s have a look into these payment gateways and choose the apt one as per your app requirement.

We are moving towards a cashless world.

Mobile shopping and making online payments are gaining grounds with technology advancement. This mandates you as a service vendor to offer mobile payment capability to your online users. Moreover, it is critical to have a payment gateway that runs smoothly within your mobile apps. Thus, we being a leading app development company, have done some research and curated a list of payment gateway integrations. 

Now, before diving into the list, one of our experienced app consultant who is in the mobile apps world from 13 years have studied some statistics which will clearly show you the online transaction business and its revenue generation. 

Online Payment Statistics & Facts

  • In 2019 the total transaction value in the digital payments segment amounts to US$64,787m.
  • The online transaction value is expected to show an annual growth rate (CAGR 2019-2023) of 20.1% resulting in the total amount of US$134,599m by 2023.
  • Global use of mobile payments is expected to increase by 28% in 2022.

payment gateway integration

  • According to the chart, E-wallets and mobile payments are going to increase from 15% in 2018 to 28% in 2022. The usage of cash is decreasing dramatically, from 2018 to 2022, from 32% to 17%.
  • We have created an interactive infographic of the top payment gateways in the world. You can check it out below. Select any country from the map, on the right side, it will show you popular payment gateways.

payment gateway integration

After going through these statistics, you must be pretty much clear about the importance and demand for such payment gateway integration in a mobile application. Let’s have a look at the top payment gateway integration platforms.

5 Best Payment Gateway Integration That You Should Consider for Secured Payment Transactions

#1 Adyen

This payment gateway integration was founded in 2006. It is a single payment platform globally to accept payments online, on mobile, and at the point of sale. It supports all credit and debit card payments, including Visa, Mastercard, American Express, and others. The platform also accepts Apple Pay, Android Pay, and other mobile payment methods. 

Adyen serves as a middleman for Microsoft, Uber, LinkedIn, Spotify, EverNote, Tiffany & Co, Gap, among other international clients. Usually, for payment approval, a request has to be sent to the third-party intermediary to process the payment. But, Ayden enjoys being partners with Visa, and Mastercard which acquires access to these card networks. It is also able to see the entire payment flow with greater control across the entire payment process.

Note: A payment gateway integration depends upon the region-based integration. This means that the country should support that particular online transaction method than only it can function effectively across the online digital platform.

Countries like Latin America, North America, Europe, Mexico, Asia Pacific, supports Adyen payment gateway integration services. So, if you are planning to make an E-commerce mobile app for these countries, you should consider this payment gateway for seamless user experience.

#2 Authorize.net

This payment gateway integration was founded in 1996. It processes card and ACH payments for companies from small and medium-sized merchants. It offers fraud protection services, recurring billing subscriptions, and a simple checkout process. It supports USD currency and the virtual terminal & invoice features can process manual payments. Countries like Canada, Europe, U.K., Australia support Authorize.net mobile payment system. 

The Authorize.net does not aggregate merchant accounts from multiple companies into one pool. When a user signs up a merchant account, the account is individually for him. That also means the responsibility of keeping the account in good standing lies on the user’s shoulders. Such individual account results in better rates than aggregate account. Another benefit with this payment gateway is the ability to tokenize credit card payments, thus, returning customers can pay with a card on file without re-entering the credit card details.

#3 Braintree

This service was founded in 2007. It has lower currency conversion fees. It offers anti-fraud protection, and has an API for developers to program with Ruby, Python, PHP, Java, Android or iOS for example. It also supports PayPal transactions.

This payment gateway integration accepts Visa, Mastercard, and American Express as well as JCB, Maestro, Discover, and Diners Club. Apple Pay, Android Pay, MasterPass, UnionPay, Visa Checkout, Amex Express Checkout, Pay with Google, ACH transfer, PayPal, Venmo, and Bitcoin are also supported.

It is supported by countries like the United States, Canada, Australia, Europe, Singapore, Hong Kong SAR China, Malaysia, and New Zealand. Braintree supports multi-currency (135 currencies from different countries). This is used as a mobile payment app by Airbnb, Twilio, GitHub, and others. 

#4 PayPal

PayPal was founded in 1999. This payment standard combines the functionality of a payment gateway and merchant account. This payment gateway integration does not have a monthly fee and is incredibly easy to set up. It does not consist of a credit check, no underwriting, and no long application process. Basically any user with an email address can potentially start receiving payments in minutes. It is supported by currencies like the US Dollar, Euro, GBP.

PayPal offers peer-to-peer transactions. Companies like Pandora, eBay, Expedia, and Booking.com are using this seamless integration for their online users. Countries supporting such online transaction security are Heard Island and Mcdonald Islands, Iran, Iraq, North Korea, Lao, Lebanon, Liberia, Libya, Myanmar, Nigeria, Papua New Guinea, Serbia and Montenegro, Sudan, Syria, Turkey, Zimbabwe. 

#5 Stripe

Stripe was founded in 2011 and is said to be a PayPal alternative. It provides a comprehensive payment service like embedded checkout payment forms, ACH payments, allows users to create recurring, usage-based, tiered, promotional, and scheduled payments. Stripe supports multi-currency (135 currencies from different countries).

It is also supported by different payment methods like Alipay, Bancontact, and Giropay. Third-party integration companies like Shopify, FreshBooks, Wufoo. A user can easily integrate to other software using a Stripe account. It protects online users from Radar, a machine-learning fraud system that trains on data across millions of global companies to help differentiate between fraudulent and legitimate purchases. 

So, these are the top 5 best payment gateway integration for any of your online app development. Being in the mobile apps world from 2010, we have seen the payment system changing from gold coins to digital wallets, it has always evolved. Now, as per one of our iPhone app developers, it is very obvious of you to make a checklist of what should you specifically look for in these plethoras of payment services and select the most valid one for your business. 

Before ending the blog we have curated some major aspects that you should consider while choosing a payment gateway. 

Things to Look in the Best Payment Gateway Integration Service

  • Multicurrency: If you are targeting worldwide, multi-currency support is very much necessary. Supporting local currency will make your product/service reach more audience than your competitors. Make sure you take into consideration the conversion rate, charges, and commission.
  • Fees: The merchant fees vary by the company and the services you choose.
  • Easy integration: Before looking at the payment gateway integration cost, look at the integration feasibility with your product/service code designing. One should also search for an after support in code and take that into account.
  • Security: The top priority of every payment gateway integration is to provide secure transactions. Consider protecting banking transactions with some advance technology like fraud transaction, One Time Password service, user verification, and IP + Geo-location. This will create user trust in your app development.
  • Features: Choose the service, considering its features as per your business requirements. 

Thus, if you are having any query or confusion regarding the best payment gateway integration for your app development, mobile payment app development, payment integration solutions, how much does it cost to make an app, just fill our contact us form. One of our sales representatives will consult you shortly. The consultation is absolutely free. 

 
 

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