Fintech Mobile App Development Services

Development timelines depend on project scope and complexity. A basic MVP takes 3–4 months, while feature-rich applications with payment integration, KYC/AML compliance, and advanced security typically require 6–9 months.

Complex enterprise platforms with blockchain or AI capabilities may need 10–15 months. We use agile methodology to deliver working features incrementally.

We implement bank-grade security, including AES-256-GCM encryption, TLS 1.3, multi-factor authentication, and biometric verification. Our apps include AI-powered fraud detection, achieving 99.3% accuracy with 0.8% false positives.

Every application undergoes penetration testing and code reviews against OWASP Top 10 standards. We’ve maintained zero security breaches across 300+ fintech apps processing $500M+ annually.

Yes, 100%. You own all source code, documentation, and intellectual property upon final payment. We provide complete code repositories, architecture documentation, API specifications, and deployment scripts.

Our contracts explicitly transfer all IP rights to you with no vendor lock-in, enabling your team to maintain and enhance the application independently if desired.

Required certifications depend on your business model. Payment apps need PCI DSS Level 1 ($15K–$50K annually). Banking apps require ISO 27001 and SOC 2 Type II. Digital banks need banking licenses ($50K–$500K+, 12–36 months approval).

EU users require GDPR compliance. We’ve achieved a 94% first-time certification pass rate versus a 61% industry average.

Yes. We offer Full Development (we handle everything), Staff Augmentation (our developers join your team under your management), or Hybrid Approach (we build critical modules while your team handles others).

We use standard tools (Git, Jira, Slack, Confluence) for seamless collaboration. Our developers participate in your standups, code reviews, and sprints as extended team members.

Yes, we implement PSD2-compliant Open Banking APIs across European markets for Account Information Services, Payment Initiation Services, and Confirmation of Funds.

We use OAuth 2.0, eIDAS certificates, handle Strong Customer Authentication flows, and manage 90-day re-authentication requirements. We’ve integrated with 50+ European banks using Berlin Group NextGenPSD2, UK Open Banking Standard, and STET specifications.

Yes, we have extensive experience implementing Open Banking APIs and PSD2-compliant integrations. We connect financial platforms with bank accounts, payment initiation services, and account information services using secure, standardized protocols that enable seamless financial ecosystem connectivity.

Absolutely. Compliance is built into our development process from day one. We ensure full adherence to PCI DSS for payment security, GDPR for data privacy, SOC 2 for operational security, and KYC/AML regulations for identity verification. Our team stays current with evolving regulations across multiple jurisdictions.

We provide comprehensive post-launch support, starting with 90 days of complimentary support after deployment, which includes bug fixes, performance monitoring, and technical assistance. Beyond the initial period, we offer 24/7 monitoring, proactive bug fixes, security patches, performance optimization, and feature enhancements.

We offer flexible support packages with defined Service Level Agreements (SLAs), ensuring your fintech application remains secure, compliant, and performs optimally as your business grows.